See the Apple Card Customer Agreement for more information. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR.

If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Variable APRs for Apple Card other than ACMI range from 15.24% to 26.24% based on creditworthiness. See above for more information about eligible products. to select at checkout for certain Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit.

Apple Card Monthly Installments (ACMI) is a 0% APR payment option available only in the U.S.

Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. Variable APRs for Apple Card, other than Apple Card Monthly Installments, range from 15.24% to 26.24% based on creditworthiness. However, if you purchase AppleCare with Apple Card in a later transaction, you must pay in full, and that purchase will be subject to your standard purchase APR (i.e. If you purchase AppleCare when you purchase an eligible product by choosing Apple Card Monthly Installments as your payment method, a separate 0% APR installment is created for AppleCare.

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